Understanding Your Firm to Provide the Right Protection.

Your chosen profession as an architect or engineer is enormously rewarding. Very few people get to experience the thrill of looking up at a structure that was just a vision a few months prior.

Today’s design professionals are facing more and more complicated designs on very tight budgets and short time schedules. It makes the need for Errors & Omissions insurance more critical than ever...

We understand the strains put on design firms. With our robust experience, we will strive find you a comprehensive policy at a competitive price offered by an insurance provider that understands your exposure.

SterlingRisk Insurance - Customized Insurance Solutions for the Construction Industry
SterlingRisk Insurance - Customized Insurance Solutions for the Construction Industry

Protect Your Personal and Professional Reputation.

While it is a proud moment when you place your seal on a project, that is also when your liability begins. Design Professionals have liability issues that are unique. In most other professions, individuals are protected by a veil of incorporation, but design professionals don’t enjoy the luxury of added protection if they apply their seals to design documents. If design errors exist in those documents, the individual who sealed them could be held personally liable for damages...

Fortunately, SterlingRisk has coverage for design professionals that protect both the design firm and the individuals working within them. Our knowledge of the various engineering disciplines and their unique needs allows us to identify coverage gaps that others have missed. Because of our experience and our relationships with leading insurance providers in the U.S. and London, we are able to find a comprehensive solution for your unique coverage needs at a competitive price.

Industry Challenges

Why is Professional Liability Insurance Important for My Firm?

A professional liability (Errors & Omissions) insurance policy provides coverage to defend and indemnify a professional firm against claims alleging negligent acts, errors, or omissions in the performance of professional services. One in three design firms are sued in any given year, and the average claim cost today is approximately $500,000. Therefore, finding comprehensive coverage is paramount to the success of your firm.

How do I Find the Right Policies?

For architects and engineers, maintaining an active and adequate professional liability insurance policy is very often a contractual requirement. And while a basic professional liability policy is straightforward enough for anyone to acquire, the insurance needs of design professionals are more much complex. Our industry specialists have decades of experience placing firms like yours with a comprehensive policy at a competitive price.

Who Can We Protect?

We have programs for a broad range of architects and engineers and other design professionals, including:

  • Architectural firms
  • Landscape architects
  • Civil engineers
  • Surveyors
  • Mechanical engineers
  • Structural engineers
  • Electrical engineers
  • Interior designers
  • Technical design consultants

Alternative Markets

Professional Design Insurance (PDI)

What is PDI?

Professional Design Insurance (PDI) has been handling a single line of coverage (Errors & Omissions for Design Professionals) since 1980. As specialists, we handle a very narrow part of the insurance spectrum and we know it very well. Although our niche is laser-focused, our range of coverage options is ever growing because of our experience and continual research. We have a depth of knowledge in this field that is unmatched.

What Do We Cover?

  • Broad “Professional Service” definition
  • Worldwide coverage
  • Broad “Insured Person” definition includes temporary or leased, as well as retired personnel
  • Includes Blanket Contractual liability coverage
  • Contractors Pollution liability coverage
  • Project specific E&O policies and OPPIs
  • Supplemental defense outside the limits
  • Punitive damages extension where allowable by law
  • BOP programs developed exclusively for Design Professionals

Who Can We Protect?

  • Architects and Engineers
  • Design build contractors
  • Construction and project managers
  • Interior designers
  • Land surveyors
  • Geotechnical engineers
  • Environmental professionals and contractors

Ready to Get Started?

Want more information on PDI?

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