Environmental & Professional Services

The General Real Estate Environmental Enterprises NET (GREEN) was created by SterlingRisk to provide pollution coverage, filling the gaps created by pollution exclusions and limitations in general liability and property policies.

Designed by our Environmental Services team, SterlingRisk Environmental offers broad pollution conditions coverage available from a top-rated carrier. The SterlingRisk Environmental program provides limits of up to $1 million per insured.

Coverage is available for new pollution conditions which result in:

• Cleanup costs for first- and third-party claims and costs associated with third-party bodily injury and property damage, including legal defense costs.
• Pollution liability arising from asbestos, lead, mold, Legionella, contaminants and waste materials (including electromagnetic fields, low-level radioactive waste, mixed waste and medical waste).
• “Midnight dumping” of toxic substances (illicit abandonment).
• Indoor air quality claims stemming from mold, Legionella, migrating solvents to an insured location and petroleum spread through the HVAC system.
• Third-party claims arising out of a pollution condition at a non-owned disposal site and/or in the course of transportation beyond the boundaries of the insured’s locations and/or non-owned disposal sites.
• Immediate mobilization and coordination of contractors, engineers, claims experts, attorneys, consultants and public relations firms, without written demand from a regulatory agency.
• Loss control services, including assistance with mold, lead and asbestos management plans.

For more information, please review our informational product sheet, Frequently Asked Questions, and Environmental Case Studies.