Food Distribution

A fire or natural disaster could force your business to temporarily shut down. Many business owners do not think about how they would handle such a situation. Plan ahead with SterlingRisk. There are measures you can take to protect your company’s bottom line. Business continuity coverage is a valuable option to help safeguard your business. This coverage would be added to your property package and funds the restoration of your business operations after a loss. Additional coverages we can offer include:

• Business Income — designed to replace income your business would have incurred had no loss occurred.
• Extra Expense — designed to pay for necessary expenses incurred during the period of restoration of the property.
• Contingent Business Continuity — an extension of coverage designed to cover loss of income your business incurs due to a property loss at a key supplier or customer location.

SterlingRisk’s team will help you identify your exposures and develop a sensible business continuity plan appropriate for the size and scope of your business.

We start with a deep analysis of your business, its risks and loss history, and compare it to others in your industry so we can negotiate effectively on your behalf. We then assist in designing the right insurance program for your business, complete with proactive risk control solutions.

At SterlingRisk, we are passionate about delivering client service. We focus on managing your insurance programs so you can focus on growing your business. We offer:

• Same-day response to certificates of insurance requests.
• 48-hour turnaround on contract reviews.
• Delivery of new commercial property and liability insurance policies on a timely basis (subject to carrier issuance).
• Access to a dedicated claims advocacy team.

A product recall can damage your reputation and your business income. While we cannot prevent a recall, SterlingRisk can help you better plan for one. We will work with you to review your existing procedures and help you establish a formal recall plan to help you minimize its potential impact. We will also offer insurance to help cover offset of income and expenses.

Our in-house loss control consultants will review and analyze your operations with an eye toward identifying the potential source of employee injuries and help you develop a safety plan to prevent them. SterlingRisk will also help you implement specific safety programs, train management and staff and monitor progress. The anticipated result is a safer work environment, improved productivity and a culture demonstrating your commitment to safety.